Owner-occupation dips again in England
The figures, from the latest findings from the English Housing Survey, apply to 2012-13 but represent the smallest proportion of owner-occupiers since the 1980s.
Throughout the 1980s and 1990s, the proportion of private sector households was around 10 per cent but it has nearly doubled in the past decade; the private rented sector accounted for 4m households in 2012-13 with social rented at 3.7m households.
Some 18 per cent of households buying with a mortgage were aged below 35 compared with 21 per cent five years earlier.
In 2012-13, the average mortgage payment was £149 per week although payments differed markedly depending on the type of mortgage; interest-only holders were paying an average of £120 per week compared with £154 for those with repayment mortgages. Of the 14.3m households that were owner occupiers, there were 7.2 million with mortgages.
As always the EHS also provides a random selection of other barometers for England’s housing - its condition, level of overcrowding, energy-efficiency and the like. Here are some key facts:
- Some three per cent of households in England were overcrowded in 2012-13;
- Two-thirds of social renters had waited less than a year before being allocated a home;
- Sixty one per cent of private renters and 23 per cent of social renters stated that they expected to buy a property at some point in the future;
- The energy efficiency of the English housing stock continued to improve, with the largest increases in energy effectiveness seen in private rented and local authority sectors;
- The number of ‘non-decent’ (very poor condition) homes in England continued to decline. In 2012, 4.9 million dwellings - equivalent to 22 per cent - failed to meet the decent homes standard, a reduction of some 2.8 million homes since 2006;
- Between 2002-03 and 2012-13, the proportion of households with a working smoke alarm increased from 76 per cent to 88 per cent;
- Just over half of homes built after 2002 had one or two bedrooms compared with 37 of older homes; 24 per cent of homes built after 2002 had three bedrooms compared with 43 per cent of older homes. Private rented
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